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Have you ever stopped to wonder what would happen to your loved ones if you passed away unexpectedly? While you may not even be contemplating your death — yet — you are most certainly going to die someday.
If you have no dependents or have sufficient wealth stored up to pay off your family home’s mortgage and to take care of all other debts, as well as probate and funeral costs, you might not need life insurance.
If you now think that life insurance may be suitable for you as a means of protecting your loved ones from financial stress after your death, you might benefit from knowing that life insurance comes in two basic flavors. These are commonly known as term life insurance and permanent life insurance.
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